If you've used vehicle finance, you may have been overcharged. We'll help you claim the compensation you deserve.

Personal contract purchase (PCP) car finance has been mis-sold to tens of thousands of UK car owners.

You could be owed compensation.

No-win no-fee | Submit in 2 minutes | No obligations

PCP is 90% mis-sold

The Financial Conduct Authority (FCA) predicts that 90% of new vehicles sold under PCP deals have been mis-sold in the UK.

£300 million

FCA findings show that approximately 560 000 customers have paid out over £300 million more in car finance per year than was necessary.

Overcharged £1 100

Investigations reveal that, on average, a customer with a £10 000 PCP agreement has been overcharged by more than £1 100 over four years.

You could be one of thousands of victims of mis-sold motor vehicle finance and owed compensation if:

Let us help you get the compensation you deserve.

Looking for more information?

Explore our frequently asked questions below to find out more information about your Car Finance Claim.

Personal contract purchase (PCP) is a car finance agreement that typically lasts for 2 – 4 years. Buyers pay a deposit, and the size of the loan is equal to the amount the car’s value will fall over the length of the contract.

Anyone who has taken out a PCP contract in the last 10 years can pursue a claim.

Any broker, dealer or car finance provider that sold you a PCP contract is covered. Some well-known ones include:

  • Moneybarn
  • Zopa
  • Car Finance 247
  • Shawbrook Bank
  • My Car Credit
  • Zuto
  • Bamboo
  • Paragon Car Finance

Even if your provider isn’t on the list, you can still make a claim with us.

We’re proud to offer a no-win-no-fee service. We ask for nothing upfront and in the unlikely event that your claim isn’t successful, you won’t have to pay anything.

This depends on your situation. If your claim is successful, you’ll get a payout minus our fee of 35% + VAT.

Yes, you can claim for any PCP agreements you’ve had in the past 10 years.